Look, we get it. Nobody wakes up excited to read about tracking technologies. But if
you're going to use lumox.pro for investment guidance, you should know what's happening
behind the scenes.
This policy explains how we use cookies and similar tech on our platform. We've tried to
keep it straightforward because legalese helps nobody.
What Actually Are Cookies?
Cookies are small text files that get stored on your device when you visit websites.
Think of them as digital sticky notes that help websites remember who you are and what
you were doing.
They've been around since the mid-90s, and honestly? The internet would be pretty
clunky without them. Every time you'd visit a site, it would treat you like a complete
stranger.
At Lumox, we use several types of tracking technologies. Some are essential – the site
literally won't work without them. Others help us understand how people use our investing
resources so we can make things better.
4 Cookie
Categories
12 Months
Maximum Storage
100% User
Control
These keep the site functional. They handle things
like remembering your session when you're logged in, maintaining security protocols, and
ensuring pages load correctly. Without these, lumox.pro simply wouldn't work. We don't
ask permission for these because, well, they're not optional if you want to use the
site.
These remember your preferences. If you've adjusted
settings, chosen particular tools, or customized your dashboard – functional cookies
store those choices. They make your experience feel personal rather than generic. You can
disable these, but you'll need to reset your preferences each visit.
We use these to understand how visitors interact with
our investing guides and resources. Which articles get read completely? Where do people
get stuck? What educational content proves most helpful? This information helps us create
better materials and fix problems we didn't know existed. All data is aggregated and
anonymized.
These track your journey across different sites to
show you relevant content and offers. If you've visited our pages about share investing,
you might see related educational resources elsewhere. We work with select partners who
help deliver this personalized experience. You can opt out anytime through your browser
settings.
How Tracking Improves Your Experience
1
Personalized Learning Paths
When we know what investment topics you've explored, we can suggest relevant next
steps. If you've been reading about ETFs, we might recommend our portfolio construction
guides. It's like having a study buddy who remembers where you left off.
2
Faster, Smoother Navigation
Cookies remember your preferred settings and frequently accessed tools. This means
fewer clicks and less time spent reconfiguring things. You get straight to the
investment resources you need without the runaround.
3
Better Content Development
Analytics show us which guides people find genuinely helpful versus which ones get
abandoned halfway through. We've rewritten entire sections based on this feedback. If
lots of Australian investors struggle with the same concept, we know to explain it
differently.
4
Security and Fraud Prevention
Some tracking helps us spot unusual activity patterns that might indicate security
issues. If someone tries accessing your account from a completely different location
than usual, we want to know about it. These protections work quietly in the
background.
Taking Control of Your Data
You're not stuck with our cookie settings. Modern browsers give you plenty of control
over what gets stored and what doesn't.
Here's how to manage cookies in popular browsers:
- Chrome: Settings → Privacy and security → Cookies and other site data. You can block
all cookies, block third-party cookies, or clear cookies from specific sites.
- Firefox: Settings → Privacy & Security → Cookies and Site Data. Firefox offers strict
tracking protection that blocks most analytics and marketing cookies by default.
- Safari: Preferences → Privacy → Manage Website Data. Safari is pretty aggressive
about blocking third-party tracking automatically.
- Edge: Settings → Cookies and site permissions → Manage and delete cookies.
Microsoft's privacy dashboard lets you control tracking across devices.
Keep in mind that blocking all cookies will affect how lumox.pro works. You might find
yourself logged out constantly or losing your place in educational materials. Essential
cookies need to stay active for basic functionality.
How Long We Keep This Data
Different cookies have different lifespans. Session cookies disappear when you close
your browser – they're temporary by nature. Persistent cookies stick around longer,
typically between one month and twelve months.
We regularly review and delete old cookie data. If you haven't visited lumox.pro in over
a year, those cookies expire automatically. We're not interested in hoarding information we
don't need.
Analytics data gets aggregated and anonymized within 60 days, meaning we keep the useful
insights but can't tie them back to individual users. Marketing cookies from our partners
follow their own retention schedules, usually between three and six months.
Third-Party Cookies Explained
Not all cookies on lumox.pro come from us directly. We work with trusted partners who
provide specific services – analytics platforms, content delivery networks, and
educational resource providers.
These partners have their own privacy policies that govern how they handle data. We're
careful about who we work with, but you should know they're operating under their own
rules, not just ours.
Common third-party cookies you might encounter include Google Analytics for
understanding site traffic, content delivery networks that speed up page loading, and
educational technology platforms that power our interactive tools.
Changes to This Policy
Technology changes. Regulations change. Sometimes we add new features or partners that
require updating this policy. When that happens, we'll post the revised version here with
a new date at the top.
For significant changes that affect how we collect or use data, we'll send a
notification to registered users. You won't need to dig through legal updates to find out
something important has shifted.
We recommend checking this page occasionally if you're curious about our current
practices. It won't change weekly, but over months or years you might notice updates that
reflect new Australian privacy regulations or evolving web standards.
