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Lumox

Build Wealth Through Informed Choices

Practical investing guidance that helps everyday Australians understand markets, manage risk, and grow their portfolios with confidence. No jargon, just straight talk about building financial security.

Investment strategy planning workspace with financial charts

Questions That Shape Your Investment Journey

Starting out feels overwhelming. We organize learning around the questions people actually ask at different stages of their financial path.

1

Getting Started

How much do I need to begin? What's the difference between shares and ETFs? Which platform should I use? We break down the basics without making you feel behind.

2

Building Knowledge

How do I read a financial statement? What indicators matter most? When should I adjust my portfolio? Learn to interpret what you see and act on it.

3

Growing Confidence

How do I handle market drops? Should I diversify internationally? What about tax implications? Address the questions that come up as your portfolio expands.

Diverse investment portfolio analysis and tracking

Real Market Context for Australian Investors

The Australian market has specific characteristics that affect how you should invest. Understanding franking credits, property cycles, and our resource-heavy index matters when building a portfolio here.

  • Franking credit strategies that reduce tax obligations without complex structures
  • Sector concentration risks in Australian indices and how to balance them
  • Currency considerations when investing internationally from AUD
  • SMSF options and when they actually make sense for your situation
See How We Teach This

Core Topics We Cover in Depth

Each area gets thorough treatment with real examples, common mistakes to avoid, and strategies that work in current market conditions.

Fundamental analysis techniques and valuation methods

Fundamental Analysis

Learn to evaluate company health, read balance sheets, and spot value before the market does.

Risk management strategies and portfolio protection

Risk Management

Position sizing, stop losses, and portfolio construction that protects capital during downturns.

Tax efficient investment strategies and structures

Tax Efficiency

Structure your investments to minimize tax drag and maximize after-tax returns legally.

Portfolio rebalancing and long-term strategy maintenance

Long-Term Strategy

Build sustainable approaches that compound wealth over decades, not just chase quarterly gains.

From Students Who Actually Use This

Real feedback from people who went through the program and applied what they learned.

Portrait of Callum Lindström

I'd been reading investing books for years but never felt confident enough to start. The structured progression here helped me understand not just what to do, but why certain strategies work in Australian markets specifically.

Callum Lindström

Started investing in 2024

Portrait of Petra Viklund

The tax efficiency module alone changed how I structure my portfolio. Understanding franking credits properly has made a measurable difference to my after-tax returns. Wish I'd learned this five years ago.

Petra Viklund

Managing a diversified portfolio